Identity Verification

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ID Verification is the leading solution trusted by financial institutions for identity verification. Banks and credit unions can use it to easily comply with USA PATRIOT Act Sections 326, 314(a) and OFAC regulations while delivering an extensive identity theft and identity fraud prevention program.

Our comprehensive identity verification solution screens potential applicants against the broadest data in the industry and offers a simple pass or fail answer for each identity check. We can help ensure that you "Know Your Customer" and have knowledge to make more profitable decisions for your bank or credit union.

Capabilities of ID Verification as an identity verification solution include:

• Checks over 23 billion public and proprietary records, for every identity verification screening.
  • References all Major Credit Bureau Header Files.
  • References the DebitBureau® from EFD, the largest debit database, which contains more than 3 billion consumer records received from financial, retail and government sources.
  • References available public records consisting of insurance, justice, tax and property records.
  • Drivers license coverage in all 50 states.
  • Screens the largest aggregation of residential phone numbers. U.S. Postal Service CASS certified and uses unique, proprietary logic checks and validations.
  • References the Social Security Administration, including the Validation Table and Death Master File.
  • Checks Secretary of State data from all 50 states.
  • References warm address lists which document locations known as mail drop sites, prisons, hotels or similar sites known for repeated fraudulent activity.
• Screens all names against the current OFAC list and all other public lists distributed by government agencies.
• Provides alias names, current and previous address information, driver’s license number, full or partial date of birth, and every listed U.S. telephone number.
• Avoids employees misinterpreting the data by providing a simple and clear pass or fail answer on the information submitted.
• Provides details if a fail is returned.
• Offers next steps to give employees direction in the event of an identity failure.

We invite you to learn more about identity verification for banks and credit unions. Find out how ID Verification can benefit your financial institution by watching a product demonstration , attending an upcoming web seminar or sign up for a free trial. Contact us at 1-888-933-8637 (press 1 twice) or FISOneVoice@FNIS.com.